Did you know most home and business insurance policies don’t cover flood losses? If your community is a participant in the National Flood Insurance Program (NFIP), you’re eligible for federally sponsored Flood Insurance coverage for your home or business.
Ken Hein Insurance Agency is an active participant in the NFIP. By selecting National Flood Insurance coverage through a reliable company like Ken Hein Insurance Agency, you can have peace of mind knowing you’ll receive a high level of customer service when you need it most.
In some states, if you purchase National Flood Insurance through The Ken Hein Insurance Agency and find you need more coverage than the maximum limit provided by the NFIP program, you may be eligible to purchase additional coverage through an Excess Flood Insurance* Policy from your Ken Hein Insurance Agency.
|Why Everyone Needs Flood Insurance!|
| Everyone lives in a flood zone.
|| In recent years, almost 25% of all flood insurance claims came from areas no one considered high risk.1|
| You can’t rely on Federal Disaster Assistance alone.
|| Many people don’t qualify for grants, making the most common form of assistance a disaster home loan. These loans, with an average repayment term of 18.5 years, must be repaid: principal plus interest.2|
| Flood insurance is affordable.
|| The average annual premium for $100,000 of Flood Insurance coverage is about the same as the average monthly payment for a typical $50,000 disaster home loan.3|
| Flood insurance pays your claim
and there’s no payback requirement.
| National Flood Insurance is the best way to recover from flood damage because you don’t have to qualify for disaster relief, if it’s available, or go into debt.4|