Whether you rent or own your home, you’ve got a wide range of property insurance products and coverages* to choose from.
Understand which coverage elements are common among all property insurance policies:
- Personal Property. To protect movable personal property, mostly within your home. Certain coverage limits apply.
- Family Liability Protection. To pay for covered damages which you’re legally obligated to pay.
- Guest Medical Protection. To pay medical expenses for your guests who are accidentally injured on your property as a result of a covered loss.
- Additional Living Expenses. To pay the reasonable increase in living expenses if your home becomes uninhabitable after a covered loss.